Unless you want the bank manager to go through your credit score and take a look at your credit report, you are going to prefer to stick to some sort of cash advance. The only problem with a cash advance is that they are typically very short term.
You are expected to pay the full balance plus fees back by the time you get your next salary check. Of course, you can pay it back in its entirety by taking out another paycheck advance if you so desire, you will just have to pay the fees out of your own pocket.
If you are in the market for a personal loan that involves no credit check, you are most likely not going to get exactly what you want. Here are a few options if you need some type of loan but you don't have the best credit record history or you have a down right bad credit record.
Start getting your finances organised and find the root of your problem. If you need to borrow money to pay bills, buy groceries and pay the rent then there is a problem with your finances. Buy a personal finance magazine and spend a few hours reading it. People often make excuses about their financial troubles but only you have the power to rectify your financial issues.
If your poor creditscore is preventing you from borrowing cash or it is making you borrow record at an interest rate higher than you can maintain try contacting with a few different credit advice companies and see what ideas they have for getting your credit score back on track.
If you have available credit card balances try and see if you can get some credit card checks to tied you over until you have your personal finances back on track. If you don't have any free credit on your credit cards, think about signing up for another card to get some more credit. This is only advised as a temporary means to get out of a tight situation. Once you get through this financial crisis you should take steps to eliminate some of the debt that has built up
Use peer-to-peer lending to secure a personal loan. Peer to peer lending basically means borrowing from a pool of either family and relatives or friends. If you have adverse credit you still run the risk of having an inflated interest rate or not having your loan funded at all. At least spend the time to check out some different sources online. It is worth a shot and can get you out of a difficult situation.
If you have items that are of high value such as baseball cards, a car, a nice TV or stereo you might consider selling some of your nicer stuff to pay off immediate expenses. Who knows, these luxury items might be the things that got you into a financial crisis in the first place.
No credit check loan sizes range from $40 to $1,000. They have smaller terms like a single week to one month. A few no credit check loans additionally do not require collateral or security. Some lenders demand post-dated checks as security. Since these are very short-term loans, the rate of interest is very high.